Credit Union lists holiday promotions The University Federal Credit Union is offering members the opportunity to skip their loan payment and enjoy extra cash this holiday season. For a $10 fee per loan, members can skip their payment in the month of November, December, or January. The credit union is also offering their annual holiday loan at a rate as low as 8 percent. Apply for any amount from $500 to $2,000. Loan applications and skip payment request forms are available on our web site, www.universityfederalcu.org or contact a member service representative at 777-2274 or 775-3738 for more information. -- Marney Kresel, Manager, University Federal Credit Union, creditunion@und.edu, 777-4422