Beware of fraudulent checks The Credit Union asks you to be aware of a fraudulent check scam. In this case, a UND student advertised for a roommate. She received a check for much more than the deposit from a relative of the prospective roommate, who requested to deposit the entire check, then return the overpayment to him. The Credit Union instead put a hold on the check, which prevented the student from losing a great deal of money. — University Federal Credit Union and UND Police.